Our Mission: To Help You Live On Your Terms

We are a different kind of lender with a refreshing new approach to personal lending. Our loans help you live on your terms. We’re here to help you reach the important milestones in life—buying your first car, planning your dream wedding—and to achieve your goals, whether you’re dreaming of renovating your home, taking that life-changing vacation, or simply consolidating your debt. Live on your terms with Enliven.

Why Enliven

We believe financially responsible people deserve a better option. That’s why we are redefining borrowing. We are committed to helping you borrow funds in a simple, smart, and affordable way. With Enliven, you have choices: choices with flexible terms, or to improve your financial picture with better payment options. Whatever your financial goals, we can help you achieve them. And, we won’t keep you waiting for a decision.

Why We Started Enliven

We believe the purpose of every lender should be to help you live on your terms. We started Enliven with that purpose in mind, and a goal to bring back the trust, service, and reliability that are missing among so many lenders.

At Enliven, we are building a company that brings simplicity, fairness, and convenience to the borrowing experience. We aim to alleviate the barriers to accessing credit faced by financially responsible people everywhere. We are a company that understands life’s ups and downs and are committed to supporting your financial aspirations, whatever they may be.

CEO and Founder
Monty believes that the financially responsible need a simple, smart, affordable, and trusted means to borrow money. He has 20 years of experience in international investment banking, specializing in global securitization, structured, and leveraged finance. Prior to Enliven, he was a Managing Director with CIBC World Markets in London and New York. His experience also includes 11 years at JPMorgan Chase in London, responsible for managing the credit sales team and building relationships with major institutional investors across Europe, Asia, and the Middle East.

Co-Founder and COO, Enliven
Kevin Wong is the co-founder and COO of Enliven, a different kind of lending company with a refreshing new approach to personal lending. Driven by a belief that building trust and providing exceptional financial products can make people’s lives better, Kevin guides the day-to-day operations and future development strategy of Enliven. Kevin has 15+ years of operations and risk management experience, serving as VP of Risk Management at CitiFinancial Canada and Chief Risk Officer at InSync Finance Group. As VP at Deloitte Canada, he advised companies in corporate finance, M&A, and exit strategies. Kevin is a Certified Management Accountant (CMA) and holds a Master degree in Banking and Financial Management.

Chief Financial Officer
Michael has led private and public companies as CFO, COO and CEO, including extensive experience running North American multi-site operations and establishing and growing international business operations. With a knack for growing bottom lines, Michael has been instrumental in negotiating bank credit facilities, raising other debt and equity in excess of $100 million, and managing the acquisition, divesture and subsequent integration of public and private companies. Michael is a CA with an entrepreneurial drive, nominated as a finalist in the E&Y Ontario Entrepreneur of the Year (Manufacturing) and leading a company honoured by Deloitte in its Canadian Technology FAST 50 list for fastest growing companies.

Director, Risk Management
Jonathan’s responsibility is to effectively manage credit risk and, at the same time, ensure we can deliver our service to as many customers as possible. Prior to joining Enliven, Jonathan served as a Risk Manager with CitiFinancial Canada. His career began at RBC Insurance in the Corporate Actuarial department. Jonathon holds a BMath in Actuarial Science and Statistics from the University of Waterloo, and is completing his MBA in Global Leadership at the University of Fredericton. He is an associate member of the Society of Actuaries and the Canadian Institute of Actuaries.

Our Investors

We are backed by some of the best investors that believe in us. They support our mission to provide financially responsible people easy and affordable access to credit.

Copyright 2018 Enliven Financial Inc. FSCO Licence #: 12698. All Rights Reserved.

[i] When compared to paying monthly, semi-monthly and bi-weekly payments reduce the total cost of borrowing over the term of the loan. Other factors may also affect the total cost of borrowing. Please see your loan documents for details.